FAQ

I am a proud member of the National Association of REALTORS® and as a member in good standing, I’m bound by a strict Code of Ethics. Using me as your REALTOR® partner works for you in terms of your interests, convenience, budget and your peace of mind throughout the entire buying process.

• I have the most information in one place about what is “on the market,” including homes listed by other REALTORS®.
• You won’t waste time looking at homes that don’t meet your needs.
• I’ll help you determine what you can afford and what financing options may be open to you.
• I’ll help you find the home best suited to your needs: size, style, feature, location and accessibility to amenities that are important to you.
• I can supply information on real estate values, taxes, utility costs, municipal services, and facilities.
• I have no emotional ties to a home and can be objective about it; pointing out its advantages and disadvantages.
• I’ll handle all the negotiations, offers and counter-offers with the seller until an agreement is reached and I’ll help you through the escrow process.

An escrow is an independent third party account and is the means by which the interests of all parties to the transaction are protected. The escrow is created after the contract for the sale of the home is executed. The escrow becomes the depository for monies, documents, and instructions that pertain to the sale of the home. The amount of time necessary to complete the escrow is determined by the terms of the purchase agreement. It is normally 30-45 days but can range from a few days to several months.

Title Insurance is a contract of indemnity that guarantees against the defects in title. In Arizona, most real estate transactions are closed with a title insurance policy. Many homeowners make the assumption that when they purchase a piece of property, possession of the deed is all they need to prove ownership. However, there is a possibility that there are hidden hazards attached to the real estate.

Title companies work to eliminate risks by performing a search of the public records, laws and court decisions pertaining to the property. This is done to determine the current recorded ownership, any recorded liens, encumbrances or any other matters of record that could affect the title to the property.